With the participation of experts, Invest-Gate issues its recommendations: “Fractional Real Estate: Unlocking New Frontiers of Property Investment in Egypt”

By Fathy Elsaeyh And Saraa Ihsan 

Invest-Gate launched the 25th edition of its roundtable series under the title “Fractional real estate: unlocking new frontiers of property investment in Egypt,” held on Wednesday, June 25, 2025, at 9:00 AM at the Nile Ritz-Carlton Hotel, Cairo.

This roundtable attracted a distinguished group of leading real estate developers, specialized experts, and senior government officials to discuss the model of fractional real estate ownership as one of the emerging solutions that could contribute to restructuring Egypt’s real estate market. This comes in light of the persistent rise in property prices and growing concerns over affordability. Interest in this model has notably increased among Egyptian expatriates and international investors due to the flexible investment opportunities it offers, leveraging technology and surpassing traditional real estate constraints.

The first session was moderated by Eng. Fathallah Fawzy, Vice Chairman of the Egyptian Businessmen’s Association and Chairman of the Real Estate Development and Contracting Committee while the second one was moderated by Mr. Amr Elkady, Founder & Managing Director of AKD Advisory, with the presence of senior officials, executives, and experts in Egypt’s real estate sector, including; Dr. Eng. Abdelkhalek Ibrahim, Deputy Minister of Housing, Utilities and Urban Communities; Mr. Mohamed Youssef, CEO Advisor of the General Authority for Investment and Free Zones (GAFI); Eng. Tarek Shoukry, Chairperson of the Real Estate Development Industry Chamber and Deputy of the Housing Committee in the House of Representatives;; Mr. Salah Katamish, Senior Vice President Strategy & Investments of Madinet Masr – SAFE; Mr. Mostafa El-Beltagy, Co-Founder & CEO of Nawy; Mr. Ayman Elsawy, Founder & CEO of Bokra Holding Company; Mr. Ayman Magdy, Managing Director of Nawy Shares; Mr. Hossam Gramon, Partner at Adsero Law Firm; Eng. Bedeir Rizk, CEO of Paragon Developments; Mr. Magdy ElYamani, General Manager of Emtelaak Investments; Dr. Raymond Ahdy, CEO of Wadi Degla Developments; Dr. Mohamed Abd El Gawad, Founder & Chairman of Vantage Developments; Mr. Ahmed El Dessouky, Managing Director of Valda Developments; Eng. Mohamed Taher, Chairman of Nile Developments; Mr. Ahmed Sakr, Founder & CEO of SDC, Farida; Mr. Waleed Shaarawy, Chief Technology Officer of Emtelaak Investments; Mr. Ibrahim Hassan, CEO of Digified; Eng. Amr Afifi, Co-Founder of Amtaar; and Mr. Mohamed El Khatieb, COO of Seqoon.

The discussions highlighted numerous positive aspects of the fractional ownership model, emphasizing its potential to stimulate investments and secure faster financing sources, thereby accelerating project implementation and delivery. In light of this, the key recommendations can be summarized as follows:

I. Legislative and Executive Framework

Issue a comprehensive legal and regulatory framework governing fractional ownership, to protect the rights of all parties and prevent unregulated practices that may threaten market stability.
Strengthen the role of the Financial Regulatory Authority (FRA) in overseeing and regulating this model, aligned with the expansion of modern real estate investment instruments.
Develop a clear operational model for implementing fractional ownership in the Egyptian market, integrating it with advanced financial and digital tools.
Establish an independent registration system for fractional ownership, directly linked to national property and ID systems.
Update the relevant legislative infrastructure to create a legal environment that keeps pace with market developments, exploring the integration of financing instruments such as REITs and Sukuk.
Simplify administrative procedures and streamline registration and documentation processes to encourage formal adoption of this model.
Draft standardized, comprehensive contracts governing the relationship between owners and investors in terms of purchase, distributions, and management.
Continue dialogue on the operational mechanisms and market valuation of secondary trading.
Engage specialized asset management professionals to ensure operational efficiency and long-term sustainability.
Diversify property portfolios to mitigate risks and enhance investor returns.

II. Institutional Coordination among Stakeholders

Enhance channels of cooperation and maintain regular dialogue among real estate developers, regulatory bodies, financial institutions, and PropTech platforms by organizing periodic forums and discussion panels between the public and private sectors to assess performance and address challenges.
Launch joint working groups or coordination committees to develop a practical implementation roadmap for fractional ownership in Egypt.
Build an informed community familiar with PropTech tools and their impact on the future of real estate investment.

III. Technology and Digital Infrastructure

Leverage technology to enable youth participation in ownership and investment.
Accelerate the adoption of EKYC systems to strengthen trust and transparency.
Expand partnerships with global technology solution providers to develop a comprehensive digital infrastructure.
Integrate real estate platforms with government systems (Justice, Housing, Communications) to ensure data protection.
Implement blockchain technologies, smart contracts, and escrow mechanisms to secure transactions, ownership registration, and data authenticity.
Attract global data centers and major tech companies such as Google, Amazon, and Microsoft to support fractional ownership models and build a robust digital backbone for real estate supply chains.

IV. Awareness and Community Engagement

Launch awareness campaigns to clarify the concept of fractional ownership and its legal and investment mechanisms.
Encourage youth participation through educational and community initiatives.
Continue organizing workshops between developers, regulators, and tech platforms to foster a unified understanding of the model.

V. Expansion Opportunities and Sustainability

Develop clear exit mechanisms that ensure fairness and liquidity for investors.
Design incentives to attract Egyptian expatriates to invest in documented, profitable fractional units.
Launch alternative investment pathways (such as funds, Sukuk, and platforms) to cater to diverse investor segments.
Ensure integrated institutional coordination between supply and demand to maintain market balance.

The roundtable was officially sponsored by Madinet Masr – SAFE, Nawy Shares, Bokra Holding Company. The Platinum Sponsor was Cred Developments, while the Gold Sponsors included Paragon Developments, Emtelaak, and Wadi Degla Developments. The Delegates’bags Sponsor was Vantage Developments, and Valda Developments was the Lanyard Sponsor.

Media Partners are Aleqaria, Al-Borsa newspaper, Al-Gedaan Real Estate, Daily News Egypt, Aqarmap, Osoul Misr Magazine, BloomGate, Property Plus, Aqargate, Iskan Misr.

# With the participation of experts,  _  Invest-Gate